Luxury Watch Financing,
Designed for Collectors

jd watches has partnered with legacy capital 26 to provide financing options for eligible luxury watch purchases.

Owning the watch you've always wanted shouldn't mean waiting. Legacy Capital 26 provides qualified customers with a simple, secure financing solution designed specifically for luxury timepieces purchased through JD Watches.


Whether you're purchasing your first Rolex, adding a rare Patek Philippe to your collection, or investing in a milestone piece, our financing program allows you to spread your purchase over manageable monthly payments while enjoying your watch today.

Check Your Financing Options

Why Finance with Legacy Capital 26?

Fast and secure application process

Competitive financing options for qualified buyers

Flexible payment terms

No hidden surprises or complicated paperwork

Financing designed specifically for luxury watches

Dedicated support throughout the financing process

Check Your Financing Options

How It Works

Step 1

Choose the watch you'd like to purchase from JD Watches.

Step 2

Complete a secure financing application with Legacy Capital 26.

Step 3

Our team reviews your application and provides a financing decision.

Step 4

Once approved and all required documents are completed, your watch is prepared for delivery or pickup.

At Legacy Capital 26, our goal is to make luxury watch ownership more accessible while maintaining a responsible and transparent lending process.

Frequently Asked Questions

who is legacy capital 26?

Legacy Capital 26 is the financing partner for JD Watches, offering financing solutions exclusively for eligible purchases made through JD Watches.

what can i finance?

Qualified customers may finance eligible luxury watches purchased through JD Watches.

how do i apply?

Simply select the watch you wish to purchase and complete our secure financing application. Our team will guide you through the remainder of the process.

does applying affect my credit?

We may review your credit history as part of the underwriting process. Any credit inquiries will be disclosed before they are made.

what information will i need?

Depending on the application, you may be asked to provide:
    •    Government-issued photo identification
    •    Proof of income
    •    Proof of residence
    •    Banking information
    •    Additional documentation for identity verification

how long does approval take?

Many applications receive a decision quickly, although some may require additional review or supporting documentation.

is a down payment required?

A down payment is required for all financed purchases. The amount of the down payment will vary based on the purchase price, the applicant's credit profile, and the financing terms offered. Your required down payment will be clearly disclosed before you enter into any financing agreement.

what payment terms are available?

Available financing terms vary based on the purchase and applicant qualifications. Your available options will be presented before you sign any agreement.

are there penalties for paying off my loan early?

No. You may pay your loan off early without a prepayment penalty unless otherwise disclosed in your financing agreement.

can i make extra payments?

Yes. Additional principal payments may be made at any time.

when is my first payment due?

Your payment schedule will be outlined in your financing agreement before you complete your purchase.

can i return my watch?

All returns are subject to the JD Watches Return Policy. If a return is approved, any applicable credit will be applied to your outstanding financing balance. Your financing agreement remains in effect until the return has been accepted and processed.

what happens if i miss a payment?

If you anticipate difficulty making a payment, contact Legacy Capital 26 as soon as possible. Additional fees, interest, or default remedies may apply in accordance with your financing agreement.

is my personal information secure?

Yes. We use commercially reasonable security measures to protect your personal information and comply with applicable privacy laws.

can i finance multiple watches?

Qualified customers may finance additional purchases, subject to underwriting approval.

do i own the watch immediately?

Ownership is subject to the terms of your purchase and financing agreement. Legacy Capital 26 maintains a security interest in the watch until the financing obligations have been satisfied.

who do i contact if i have questions?

Our financing specialists are available to answer questions before, during, and after your purchase. Please contact the JD Watches team, and we will connect you with a Legacy Capital 26 representative.

Check Your Financing Options

Disclaimer: 
Financing is subject to application review and approval. Terms, down payment requirements and eligibility vary by applicant and purchase.